2019 SBD to HNL Historical Review

YEARLY HIGH

3.0691 HNL

YEARLY LOW

1.7976 HNL

YEARLY AVERAGE

2.9942 HNL

2019 SBD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the SBD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 1, valuing the pair at 3.0691. Conversely, the yearly low was recorded on December 9, dropping to 1.7976.

This high-to-low spread represents a total annual volatility of 1.2714 HNL. From a start-to-finish perspective, comparing the January average rate of 3.0133 to the December average rate of 2.9452, the exchange rate registered a net change of -2.26% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 3.0691 was down 0.56% compared to the 2018 peak of 3.0865, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 15,345 HNL

2018 Average 15,174 HNL

Yearly Trough Low 8,988 HNL

Transaction Impact: A difference of 6,357.25 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

3.0267

2.9378

JanuMarcMayJulySeptNove

SBD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.0061, compared to 2.9822 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0240 points.

H1 Avg (Jan–Jun) 3.0061

H2 Avg (Jul–Dec) 2.9822

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 1.2187 HNL (High: 3.0163 / Low: 1.7976). On the other end, August was the most stable month, with a tight range of 0.0566 HNL (High: 3.0272 / Low: 2.9706).

December Spread (Volatile) ±1.2187

August Spread (Stable) ±0.0566

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0384 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0384

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2019: 3.0081) against the same month in 2018 (average: 3.0410), the exchange rate shifted by -0.0329 (-1.08%).

2019 Avg (April) 3.0081

2018 Avg (April) 3.0410

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3.0670	2.9528	3.0133
February	3.0668	2.9759	3.0193
March	3.0570	2.9929	3.0167
April	3.0691	2.9852	3.0081
May	3.0331	2.8716	2.9766
June	3.0549	2.9766	3.0028
July	3.0211	2.9572	2.9882
August	3.0272	2.9706	3.0043
September	3.0240	2.9510	2.9869
October	3.0118	2.9510	2.9848
November	3.0316	2.9569	2.9837
December	3.0163	1.7976	2.9452