2016 SBD to HNL Historical Review

YEARLY HIGH

3.0217 HNL

YEARLY LOW

2.7278 HNL

YEARLY AVERAGE

2.8772 HNL

2016 SBD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the SBD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 3.0217. Conversely, the yearly low was recorded on January 19, dropping to 2.7278.

This high-to-low spread represents a total annual volatility of 0.2940 HNL. From a start-to-finish perspective, comparing the January average rate of 2.7547 to the December average rate of 2.9562, the exchange rate registered a net change of 7.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 3.0217 was up 5.71% compared to the 2015 peak of 2.8586, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 15,109 HNL

2015 Average 13,805 HNL

Yearly Trough Low 13,639 HNL

Transaction Impact: A difference of 1,469.82 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

2.9764

2.7346

JanuMarcMayJulySeptNove

SBD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.8366, compared to 2.9177 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0811 points.

H1 Avg (Jan–Jun) 2.8366

H2 Avg (Jul–Dec) 2.9177

Volatility Range Comparison

Volatility

The most volatile month in 2016 was December, with a trading range of 0.1256 HNL (High: 3.0217 / Low: 2.8962). On the other end, May was the most stable month, with a tight range of 0.0142 HNL (High: 2.9058 / Low: 2.8916).

December Spread (Volatile) ±0.1256

May Spread (Stable) ±0.0142

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0213 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0213

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 2.9562) against the same month in 2015 (average: 2.7024), the exchange rate shifted by +0.2539 (+9.39%).

2016 Avg (December) 2.9562

2015 Avg (December) 2.7024

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.7749	2.7278	2.7547
February	2.7943	2.7538	2.7783
March	2.8718	2.7775	2.8361
April	2.8955	2.8173	2.8462
May	2.9058	2.8916	2.8966
June	2.9185	2.8700	2.9079
July	2.9093	2.8655	2.8866
August	2.9404	2.8975	2.9211
September	2.9409	2.8894	2.9149
October	2.9357	2.8812	2.9148
November	2.9467	2.8925	2.9127
December	3.0217	2.8962	2.9562