2013 SBD to HNL Historical Review

YEARLY HIGH

2.8922 HNL

YEARLY LOW

2.6198 HNL

YEARLY AVERAGE

2.8077 HNL

2013 SBD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the SBD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on November 26, valuing the pair at 2.8922. Conversely, the yearly low was recorded on May 1, dropping to 2.6198.

This high-to-low spread represents a total annual volatility of 0.2724 HNL. From a start-to-finish perspective, comparing the January average rate of 2.8045 to the December average rate of 2.8391, the exchange rate registered a net change of 1.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 2.8922 was up 2.95% compared to the 2012 peak of 2.8093, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 14,461 HNL

2012 Average 13,545 HNL

Yearly Trough Low 13,099 HNL

Transaction Impact: A difference of 1,362.08 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

2.8797

2.6651

JanuMarcMayJulySeptNove

SBD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.7640, compared to 2.8513 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0873 points.

H1 Avg (Jan–Jun) 2.7640

H2 Avg (Jul–Dec) 2.8513

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.1966 HNL (High: 2.8164 / Low: 2.6198). On the other end, June was the most stable month, with a tight range of 0.0281 HNL (High: 2.8341 / Low: 2.8060).

May Spread (Volatile) ±0.1966

June Spread (Stable) ±0.0281

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0821 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0821

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2013: 2.8470) against the same month in 2012 (average: 2.7839), the exchange rate shifted by +0.0631 (+2.27%).

2013 Avg (November) 2.8470

2012 Avg (November) 2.7839

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.8147	2.7674	2.8045
February	2.8303	2.7641	2.8112
March	2.8113	2.7129	2.7730
April	2.7617	2.6627	2.6910
May	2.8164	2.6198	2.6830
June	2.8341	2.8060	2.8215
July	2.8751	2.8042	2.8461
August	2.8779	2.8336	2.8618
September	2.8762	2.8364	2.8582
October	2.8817	2.8237	2.8556
November	2.8922	2.8126	2.8470
December	2.8839	2.8059	2.8391