2016 SBD to MAD Historical Review

YEARLY HIGH

1.3142 MAD

YEARLY LOW

1.1860 MAD

YEARLY AVERAGE

1.2389 MAD

2016 SBD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the SBD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 1.3142. Conversely, the yearly low was recorded on February 14, dropping to 1.1860.

This high-to-low spread represents a total annual volatility of 0.1282 MAD. From a start-to-finish perspective, comparing the January average rate of 1.2165 to the December average rate of 1.2817, the exchange rate registered a net change of 5.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 1.3142 was up 1.14% compared to the 2015 peak of 1.2994, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 6,571 MAD

2015 Average 6,204 MAD

Yearly Trough Low 5,930 MAD

Transaction Impact: A difference of 640.96 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1.2896

1.1955

JanuMarcMayJulySeptNove

SBD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2244, compared to 1.2534 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0290 points.

H1 Avg (Jan–Jun) 1.2244

H2 Avg (Jul–Dec) 1.2534

Volatility Range Comparison

Volatility

The most volatile month in 2016 was December, with a trading range of 0.0631 MAD (High: 1.3142 / Low: 1.2511). On the other end, July was the most stable month, with a tight range of 0.0178 MAD (High: 1.2517 / Low: 1.2339).

December Spread (Volatile) ±0.0631

July Spread (Stable) ±0.0178

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0132 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0132

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 1.2817) against the same month in 2015 (average: 1.2219), the exchange rate shifted by +0.0599 (+4.90%).

2016 Avg (December) 1.2817

2015 Avg (December) 1.2219

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2339	1.2016	1.2165
February	1.2176	1.1860	1.2033
March	1.2354	1.2073	1.2242
April	1.2354	1.2078	1.2177
May	1.2523	1.2253	1.2404
June	1.2583	1.2333	1.2440
July	1.2517	1.2339	1.2426
August	1.2547	1.2342	1.2433
September	1.2483	1.2262	1.2402
October	1.2628	1.2419	1.2525
November	1.2769	1.2434	1.2601
December	1.3142	1.2511	1.2817