YEARLY HIGH
1.2724 MAD
YEARLY LOW
1.1480 MAD
YEARLY AVERAGE
1.2133 MAD

2023 SBD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2023

During 2023, the SBD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 1.2724. Conversely, the yearly low was recorded on July 16, dropping to 1.1480.

This high-to-low spread represents a total annual volatility of 0.1244 MAD. From a start-to-finish perspective, comparing the January average rate of 1.2382 to the December average rate of 1.1872, the exchange rate registered a net change of -4.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2023 high of 1.2724 was down 6.70% compared to the 2022 peak of 1.3639, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 6,362 MAD
2022 Average 6,241 MAD
Yearly Trough Low 5,740 MAD
Transaction Impact: A difference of 622.24 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2023.

1.2641
1.1550
JanuMarcMayJulySeptNove

SBD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2309, compared to 1.1958 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0350 points.

H1 Avg (Jan–Jun) 1.2309
H2 Avg (Jul–Dec) 1.1958

Volatility Range Comparison

Volatility

The most volatile month in 2023 was August, with a trading range of 0.0610 MAD (High: 1.2155 / Low: 1.1545). On the other end, October was the most stable month, with a tight range of 0.0257 MAD (High: 1.2304 / Low: 1.2047).

August Spread (Volatile) ±0.0610
October Spread (Stable) ±0.0257

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0415 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0415

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2023: 1.2382) against the same month in 2022 (average: 1.1504), the exchange rate shifted by +0.0877 (+7.62%).

2023 Avg (January) 1.2382
2022 Avg (January) 1.1504

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.2724 1.2116 1.2382
February 1.2638 1.2340 1.2511
March 1.2708 1.2377 1.2550
April 1.2419 1.1882 1.2215
May 1.2298 1.1962 1.2138
June 1.2241 1.1878 1.2055
July 1.1880 1.1480 1.1641
August 1.2155 1.1545 1.1831
September 1.2335 1.2027 1.2181
October 1.2304 1.2047 1.2182
November 1.2233 1.1846 1.2043
December 1.2035 1.1663 1.1872