2019 SBD to MAD Historical Review

YEARLY HIGH

1.2091 MAD

YEARLY LOW

1.1512 MAD

YEARLY AVERAGE

1.1727 MAD

2019 SBD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the SBD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 1, valuing the pair at 1.2091. Conversely, the yearly low was recorded on July 17, dropping to 1.1512.

This high-to-low spread represents a total annual volatility of 0.0580 MAD. From a start-to-finish perspective, comparing the January average rate of 1.1757 to the December average rate of 1.1615, the exchange rate registered a net change of -1.20% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 1.2091 was down 0.39% compared to the 2018 peak of 1.2139, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 6,046 MAD

2018 Average 5,957 MAD

Yearly Trough Low 5,756 MAD

Transaction Impact: A difference of 289.81 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

1.1848

1.1594

JanuMarcMayJulySeptNove

SBD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1777, compared to 1.1677 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0100 points.

H1 Avg (Jan–Jun) 1.1777

H2 Avg (Jul–Dec) 1.1677

Volatility Range Comparison

Volatility

The most volatile month in 2019 was April, with a trading range of 0.0402 MAD (High: 1.2091 / Low: 1.1689). On the other end, December was the most stable month, with a tight range of 0.0186 MAD (High: 1.1703 / Low: 1.1517).

April Spread (Volatile) ±0.0402

December Spread (Stable) ±0.0186

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0138 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0138

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2019: 1.1821) against the same month in 2018 (average: 1.1835), the exchange rate shifted by -0.0014 (-0.12%).

2019 Avg (April) 1.1821

2018 Avg (April) 1.1835

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1982	1.1586	1.1757
February	1.1940	1.1609	1.1760
March	1.2021	1.1720	1.1827
April	1.2091	1.1689	1.1821
May	1.2007	1.1747	1.1818
June	1.1847	1.1541	1.1680
July	1.1816	1.1512	1.1637
August	1.1856	1.1597	1.1725
September	1.1873	1.1628	1.1744
October	1.1797	1.1582	1.1673
November	1.1819	1.1577	1.1667
December	1.1703	1.1517	1.1615