2022 SBD to MAD Historical Review

YEARLY HIGH

1.3639 MAD

YEARLY LOW

1.1403 MAD

YEARLY AVERAGE

1.2476 MAD

2022 SBD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the SBD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 28, valuing the pair at 1.3639. Conversely, the yearly low was recorded on January 13, dropping to 1.1403.

This high-to-low spread represents a total annual volatility of 0.2236 MAD. From a start-to-finish perspective, comparing the January average rate of 1.1504 to the December average rate of 1.2786, the exchange rate registered a net change of 11.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 1.3639 was up 18.37% compared to the 2021 peak of 1.1522, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 6,819 MAD

2021 Average 5,603 MAD

Yearly Trough Low 5,701 MAD

Transaction Impact: A difference of 1,117.85 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.3606

1.1313

JanuMarcMayJulySeptNove

SBD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2016, compared to 1.2937 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0921 points.

H1 Avg (Jan–Jun) 1.2016

H2 Avg (Jul–Dec) 1.2937

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.0803 MAD (High: 1.3639 / Low: 1.2835). On the other end, January was the most stable month, with a tight range of 0.0286 MAD (High: 1.1688 / Low: 1.1403).

September Spread (Volatile) ±0.0803

January Spread (Stable) ±0.0286

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0317 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0317

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 1.3126) against the same month in 2021 (average: 1.1129), the exchange rate shifted by +0.1997 (+17.94%).

2022 Avg (September) 1.3126

2021 Avg (September) 1.1129

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1688	1.1403	1.1504
February	1.1814	1.1478	1.1608
March	1.2395	1.1820	1.2097
April	1.2452	1.2106	1.2254
May	1.2470	1.2154	1.2341
June	1.2511	1.2104	1.2292
July	1.2895	1.2295	1.2547
August	1.2853	1.2412	1.2642
September	1.3639	1.2835	1.3126
October	1.3527	1.3208	1.3415
November	1.3414	1.2945	1.3103
December	1.2897	1.2610	1.2786