2012 SCR to HNL Historical Review

YEARLY HIGH

1.5212 HNL

YEARLY LOW

1.2697 HNL

YEARLY AVERAGE

1.4103 HNL

2012 SCR to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SCR to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 1.5212. Conversely, the yearly low was recorded on July 23, dropping to 1.2697.

This high-to-low spread represents a total annual volatility of 0.2515 HNL. From a start-to-finish perspective, comparing the January average rate of 1.3721 to the December average rate of 1.5156, the exchange rate registered a net change of 10.46% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.5212 was down 3.07% compared to the 2011 peak of 1.5694, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 7,606 HNL

2011 Average 7,599 HNL

Yearly Trough Low 6,349 HNL

Transaction Impact: A difference of 1,257.42 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.5359

1.2919

JanuMarcMayJulySeptNove

SCR to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3520, compared to 1.4685 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1165 points.

H1 Avg (Jan–Jun) 1.3520

H2 Avg (Jul–Dec) 1.4685

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.1429 HNL (High: 1.5051 / Low: 1.3622). On the other end, December was the most stable month, with a tight range of 0.0145 HNL (High: 1.5212 / Low: 1.5068).

August Spread (Volatile) ±0.1429

December Spread (Stable) ±0.0145

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0291 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0291

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 1.5156) against the same month in 2011 (average: 1.4215), the exchange rate shifted by +0.0941 (+6.62%).

2012 Avg (December) 1.5156

2011 Avg (December) 1.4215

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4245	1.3423	1.3721
February	1.3802	1.3308	1.3607
March	1.3952	1.3352	1.3526
April	1.3827	1.3290	1.3589
May	1.3769	1.3059	1.3484
June	1.3517	1.2963	1.3193
July	1.3748	1.2697	1.3122
August	1.5051	1.3622	1.4682
September	1.5191	1.4973	1.5067
October	1.5125	1.4900	1.5023
November	1.5163	1.4964	1.5062
December	1.5212	1.5068	1.5156