YEARLY HIGH
12.6247 PKR
YEARLY LOW
7.5361 PKR
YEARLY AVERAGE
9.6118 PKR

2020 SCR to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SCR to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 16, valuing the pair at 12.6247. Conversely, the yearly low was recorded on December 5, dropping to 7.5361.

This high-to-low spread represents a total annual volatility of 5.0886 PKR. From a start-to-finish perspective, comparing the January average rate of 11.3265 to the December average rate of 7.5621, the exchange rate registered a net change of -33.24% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 12.6247 was down 0.83% compared to the 2019 peak of 12.7300, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 63,123 PKR
2019 Average 54,914 PKR
Yearly Trough Low 37,680 PKR
Transaction Impact: A difference of 25,442.93 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

11.9911
7.1595
JanuMarcMayJulySeptNove

SCR to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.5014, compared to 8.7221 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.7792 points.

H1 Avg (Jan–Jun) 10.5014
H2 Avg (Jul–Dec) 8.7221

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 2.9608 PKR (High: 12.1043 / Low: 9.1435). On the other end, September was the most stable month, with a tight range of 0.0662 PKR (High: 9.2809 / Low: 9.2146).

April Spread (Volatile) ±2.9608
September Spread (Stable) ±0.0662

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 1.4436 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -1.4436

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 11.5885) against the same month in 2019 (average: 10.2089), the exchange rate shifted by +1.3796 (+13.51%).

2020 Avg (March) 11.5885
2019 Avg (March) 10.2089

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 12.0734 11.2713 11.3265
February 11.6165 11.1927 11.2989
March 12.6247 11.2480 11.5885
April 12.1043 9.1435 10.1449
May 9.9878 8.8587 9.2236
June 9.9188 9.1920 9.4257
July 9.5387 9.3085 9.4699
August 9.4726 9.1069 9.4097
September 9.2809 9.2146 9.2482
October 9.1812 8.3027 8.8155
November 8.3003 7.6494 7.8274
December 7.6688 7.5361 7.5621