YEARLY HIGH
18.6733 PKR
YEARLY LOW
11.7728 PKR
YEARLY AVERAGE
15.1282 PKR

2022 SCR to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the SCR to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 1, valuing the pair at 18.6733. Conversely, the yearly low was recorded on January 16, dropping to 11.7728.

This high-to-low spread represents a total annual volatility of 6.9005 PKR. From a start-to-finish perspective, comparing the January average rate of 12.8396 to the December average rate of 16.8571, the exchange rate registered a net change of 31.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 18.6733 was up 34.37% compared to the 2021 peak of 13.8973, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 93,366 PKR
2021 Average 52,559 PKR
Yearly Trough Low 58,864 PKR
Transaction Impact: A difference of 34,502.44 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

17.6698
12.0209
JanuMarcMayJulySeptNove

SCR to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.5376, compared to 16.7187 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.1811 points.

H1 Avg (Jan–Jun) 13.5376
H2 Avg (Jul–Dec) 16.7187

Volatility Range Comparison

Volatility

The most volatile month in 2022 was July, with a trading range of 3.6878 PKR (High: 18.3144 / Low: 14.6267). On the other end, March was the most stable month, with a tight range of 0.3296 PKR (High: 12.6636 / Low: 12.3339).

July Spread (Volatile) ±3.6878
March Spread (Stable) ±0.3296

Growth Streaks & Declines

Trends

Between March and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.6352 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.6352

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2022: 16.6461) against the same month in 2021 (average: 12.0259), the exchange rate shifted by +4.6202 (+38.42%).

2022 Avg (August) 16.6461
2021 Avg (August) 12.0259

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 13.5479 11.7728 12.8396
February 13.5775 12.0953 12.8418
March 12.6636 12.3339 12.4916
April 14.2687 12.5760 13.0038
May 15.7053 13.0913 14.7528
June 16.4090 13.7887 15.2961
July 18.3144 14.6267 16.4334
August 18.6733 15.8618 16.6461
September 18.4404 15.2569 17.1991
October 17.4886 15.8033 16.5639
November 17.3659 15.9780 16.6124
December 17.5277 15.9076 16.8571