YEARLY HIGH
13.8973 PKR
YEARLY LOW
7.2626 PKR
YEARLY AVERAGE
10.4963 PKR

2021 SCR to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SCR to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 8, valuing the pair at 13.8973. Conversely, the yearly low was recorded on March 30, dropping to 7.2626.

This high-to-low spread represents a total annual volatility of 6.6347 PKR. From a start-to-finish perspective, comparing the January average rate of 7.5648 to the December average rate of 13.2019, the exchange rate registered a net change of 74.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 13.8973 was up 10.08% compared to the 2020 peak of 12.6247, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 69,486 PKR
2020 Average 48,037 PKR
Yearly Trough Low 36,313 PKR
Transaction Impact: A difference of 33,173.29 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

13.7845
6.7938
JanuMarcMayJulySeptNove

SCR to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.6214, compared to 12.3712 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.7498 points.

H1 Avg (Jan–Jun) 8.6214
H2 Avg (Jul–Dec) 12.3712

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 3.6494 PKR (High: 11.0316 / Low: 7.3822). On the other end, January was the most stable month, with a tight range of 0.2019 PKR (High: 7.5993 / Low: 7.3974).

April Spread (Volatile) ±3.6494
January Spread (Stable) ±0.2019

Growth Streaks & Declines

Trends

Between March and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.3770 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.3770

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 13.2019) against the same month in 2020 (average: 7.5621), the exchange rate shifted by +5.6398 (+74.58%).

2021 Avg (December) 13.2019
2020 Avg (December) 7.5621

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.5993 7.3974 7.5648
February 7.6488 7.4089 7.5287
March 7.5971 7.2626 7.3763
April 11.0316 7.3822 9.4631
May 10.4474 9.2899 9.7383
June 10.7352 9.3577 10.0572
July 11.9615 9.7444 10.8411
August 12.9885 10.7040 12.0259
September 13.2542 12.0382 12.8401
October 13.6874 11.6353 12.4631
November 13.6698 11.7303 12.8549
December 13.8973 11.7742 13.2019