YEARLY HIGH
21.1200 PKR
YEARLY LOW
18.3913 PKR
YEARLY AVERAGE
19.6949 PKR

2025 SCR to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SCR to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 27, valuing the pair at 21.1200. Conversely, the yearly low was recorded on December 25, dropping to 18.3913.

This high-to-low spread represents a total annual volatility of 2.7287 PKR. From a start-to-finish perspective, comparing the January average rate of 19.3881 to the December average rate of 19.5128, the exchange rate registered a net change of 0.64% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 21.1200 was down 2.72% compared to the 2024 peak of 21.7112, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 105,600 PKR
2024 Average 101,875 PKR
Yearly Trough Low 91,957 PKR
Transaction Impact: A difference of 13,643.28 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

20.4993
19.2648
JanuMarcMayJulySeptNove

SCR to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 19.5697, compared to 19.8201 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2504 points.

H1 Avg (Jan–Jun) 19.5697
H2 Avg (Jul–Dec) 19.8201

Volatility Range Comparison

Volatility

The most volatile month in 2025 was December, with a trading range of 2.5489 PKR (High: 20.9402 / Low: 18.3913). On the other end, May was the most stable month, with a tight range of 0.1401 PKR (High: 19.9035 / Low: 19.7634).

December Spread (Volatile) ±2.5489
May Spread (Stable) ±0.1401

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.8837 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.8837

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 20.3964) against the same month in 2024 (average: 20.2184), the exchange rate shifted by +0.1781 (+0.88%).

2025 Avg (November) 20.3964
2024 Avg (November) 20.2184

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 19.7040 18.4239 19.3881
February 19.5931 18.5426 19.3677
March 20.5044 19.1402 19.5365
April 19.7857 19.3436 19.6178
May 19.9035 19.7634 19.8330
June 20.1547 19.1610 19.6748
July 20.2172 19.4812 19.9593
August 20.1114 18.6291 19.6713
September 19.9584 18.5883 19.4466
October 20.8187 18.7032 19.9341
November 21.1200 18.6402 20.3964
December 20.9402 18.3913 19.5128