2020 SCR to PLN Historical Review

YEARLY HIGH

0.3165 PLN

YEARLY LOW

0.1707 PLN

YEARLY AVERAGE

0.2325 PLN

2020 SCR to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SCR to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 16, valuing the pair at 0.3165. Conversely, the yearly low was recorded on December 17, dropping to 0.1707.

This high-to-low spread represents a total annual volatility of 0.1458 PLN. From a start-to-finish perspective, comparing the January average rate of 0.2801 to the December average rate of 0.1735, the exchange rate registered a net change of -38.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3165 was up 1.75% compared to the 2019 peak of 0.3110, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 1,582 PLN

2019 Average 1,403 PLN

Yearly Trough Low 854 PLN

Transaction Impact: A difference of 728.85 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3056

0.1615

JanuMarcMayJulySeptNove

SCR to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2636, compared to 0.2014 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0622 points.

H1 Avg (Jan–Jun) 0.2636

H2 Avg (Jul–Dec) 0.2014

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0707 PLN (High: 0.3075 / Low: 0.2368). On the other end, December was the most stable month, with a tight range of 0.0064 PLN (High: 0.1771 / Low: 0.1707).

April Spread (Volatile) ±0.0707

December Spread (Stable) ±0.0064

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0360 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0360

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.2936) against the same month in 2019 (average: 0.2779), the exchange rate shifted by +0.0158 (+5.68%).

2020 Avg (March) 0.2936

2019 Avg (March) 0.2779

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2964	0.2758	0.2801
February	0.2958	0.2818	0.2869
March	0.3165	0.2767	0.2936
April	0.3075	0.2368	0.2576
May	0.2623	0.2273	0.2387
June	0.2341	0.2206	0.2248
July	0.2260	0.2085	0.2200
August	0.2106	0.1985	0.2084
September	0.2185	0.2058	0.2116
October	0.2142	0.1998	0.2086
November	0.2050	0.1801	0.1865
December	0.1771	0.1707	0.1735