YEARLY HIGH
0.3255 PLN
YEARLY LOW
0.1706 PLN
YEARLY AVERAGE
0.2483 PLN

2021 SCR to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SCR to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 26, valuing the pair at 0.3255. Conversely, the yearly low was recorded on January 10, dropping to 0.1706.

This high-to-low spread represents a total annual volatility of 0.1549 PLN. From a start-to-finish perspective, comparing the January average rate of 0.1756 to the December average rate of 0.3035, the exchange rate registered a net change of 72.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3255 was up 2.84% compared to the 2020 peak of 0.3165, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 1,627 PLN
2020 Average 1,162 PLN
Yearly Trough Low 853 PLN
Transaction Impact: A difference of 774.33 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3163
0.1628
JanuMarcMayJulySeptNove

SCR to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2078, compared to 0.2889 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0811 points.

H1 Avg (Jan–Jun) 0.2078
H2 Avg (Jul–Dec) 0.2889

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0851 PLN (High: 0.2730 / Low: 0.1879). On the other end, February was the most stable month, with a tight range of 0.0057 PLN (High: 0.1777 / Low: 0.1720).

April Spread (Volatile) ±0.0851
February Spread (Stable) ±0.0057

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0087 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.0087

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.3025) against the same month in 2020 (average: 0.1865), the exchange rate shifted by +0.1160 (+62.21%).

2021 Avg (November) 0.3025
2020 Avg (November) 0.1865

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1772 0.1706 0.1756
February 0.1777 0.1720 0.1756
March 0.1931 0.1771 0.1828
April 0.2730 0.1879 0.2352
May 0.2560 0.2222 0.2368
June 0.2570 0.2212 0.2407
July 0.2843 0.2343 0.2612
August 0.3038 0.2544 0.2833
September 0.3085 0.2794 0.2958
October 0.3106 0.2666 0.2871
November 0.3255 0.2769 0.3025
December 0.3195 0.2718 0.3035