YEARLY HIGH
0.2944 PLN
YEARLY LOW
0.2348 PLN
YEARLY AVERAGE
0.2629 PLN

2025 SCR to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SCR to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.2944. Conversely, the yearly low was recorded on December 25, dropping to 0.2348.

This high-to-low spread represents a total annual volatility of 0.0595 PLN. From a start-to-finish perspective, comparing the January average rate of 0.2856 to the December average rate of 0.2507, the exchange rate registered a net change of -12.24% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.2944 was down 13.31% compared to the 2024 peak of 0.3396, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 1,472 PLN
2024 Average 1,457 PLN
Yearly Trough Low 1,174 PLN
Transaction Impact: A difference of 297.60 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.2892
0.2459
JanuMarcMayJulySeptNove

SCR to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2703, compared to 0.2554 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0149 points.

H1 Avg (Jan–Jun) 0.2703
H2 Avg (Jul–Dec) 0.2554

Volatility Range Comparison

Volatility

The most volatile month in 2025 was December, with a trading range of 0.0341 PLN (High: 0.2690 / Low: 0.2348). On the other end, May was the most stable month, with a tight range of 0.0069 PLN (High: 0.2690 / Low: 0.2621).

December Spread (Volatile) ±0.0341
May Spread (Stable) ±0.0069

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0143 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0143

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.2856) against the same month in 2024 (average: 0.3004), the exchange rate shifted by -0.0148 (-4.92%).

2025 Avg (January) 0.2856
2024 Avg (January) 0.3004

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2944 0.2700 0.2856
February 0.2859 0.2695 0.2781
March 0.2809 0.2621 0.2700
April 0.2742 0.2589 0.2656
May 0.2690 0.2621 0.2654
June 0.2644 0.2483 0.2571
July 0.2647 0.2473 0.2556
August 0.2614 0.2417 0.2541
September 0.2584 0.2374 0.2495
October 0.2700 0.2403 0.2576
November 0.2725 0.2406 0.2650
December 0.2690 0.2348 0.2507