YEARLY HIGH
0.2840 PLN
YEARLY LOW
0.2368 PLN
YEARLY AVERAGE
0.2648 PLN

2026 SCR to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SCR to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on July 15, valuing the pair at 0.2840. Conversely, the yearly low was recorded on January 27, dropping to 0.2368.

This high-to-low spread represents a total annual volatility of 0.0472 PLN. From a start-to-finish perspective, comparing the January average rate of 0.2554 to the December average rate of 0.2746, the exchange rate registered a net change of 7.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.2840 was down 3.54% compared to the 2025 peak of 0.2944, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 1,420 PLN
2025 Average 1,314 PLN
Yearly Trough Low 1,184 PLN
Transaction Impact: A difference of 235.93 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.2798
0.2527
JanuMarcMayJuly

SCR to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2611, compared to 0.2761 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0150 points.

H1 Avg (Jan–Jun) 0.2611
H2 Avg (Jul–Dec) 0.2761

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 0.0355 PLN (High: 0.2726 / Low: 0.2371). On the other end, May was the most stable month, with a tight range of 0.0040 PLN (High: 0.2675 / Low: 0.2635).

February Spread (Volatile) ±0.0355
May Spread (Stable) ±0.0040

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0064 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0064

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 0.2775) against the same month in 2025 (average: 0.2556), the exchange rate shifted by +0.0219 (+8.55%).

2026 Avg (July) 0.2775
2025 Avg (July) 0.2556

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2721 0.2368 0.2554
February 0.2726 0.2371 0.2583
March 0.2746 0.2451 0.2613
April 0.2669 0.2389 0.2549
May 0.2675 0.2635 0.2660
June 0.2800 0.2611 0.2706
July 0.2840 0.2605 0.2775
August 0.2766 0.2714 0.2746