2021 SEK to HRK Historical Review

YEARLY HIGH

0.7618 HRK

YEARLY LOW

0.7264 HRK

YEARLY AVERAGE

0.7420 HRK

2021 SEK to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SEK to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 1, valuing the pair at 0.7618. Conversely, the yearly low was recorded on November 27, dropping to 0.7264.

This high-to-low spread represents a total annual volatility of 0.0354 HRK. From a start-to-finish perspective, comparing the January average rate of 0.7487 to the December average rate of 0.7316, the exchange rate registered a net change of -2.29% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.7618 was up 1.49% compared to the 2020 peak of 0.7506, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SEK based on timing:

Yearly Peak High 3,809 HRK

2020 Average 3,595 HRK

Yearly Trough Low 3,632 HRK

Transaction Impact: A difference of 176.87 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.7528

0.7296

JanuMarcMayJulySeptNove

SEK to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7455, compared to 0.7385 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0070 points.

H1 Avg (Jan–Jun) 0.7455

H2 Avg (Jul–Dec) 0.7385

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0354 HRK (High: 0.7618 / Low: 0.7264). On the other end, September was the most stable month, with a tight range of 0.0070 HRK (High: 0.7403 / Low: 0.7333).

November Spread (Volatile) ±0.0354

September Spread (Stable) ±0.0070

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0142 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0142

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.7458) against the same month in 2020 (average: 0.7392), the exchange rate shifted by +0.0066 (+0.89%).

2021 Avg (November) 0.7458

2020 Avg (November) 0.7392

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7539	0.7435	0.7487
February	0.7560	0.7441	0.7509
March	0.7506	0.7394	0.7460
April	0.7493	0.7369	0.7444
May	0.7458	0.7384	0.7420
June	0.7464	0.7329	0.7410
July	0.7394	0.7297	0.7355
August	0.7364	0.7276	0.7338
September	0.7403	0.7333	0.7369
October	0.7558	0.7381	0.7477
November	0.7618	0.7264	0.7458
December	0.7355	0.7270	0.7316