2026 SEK to HRK Historical Review

YEARLY HIGH

0.7160 HRK

YEARLY LOW

0.6794 HRK

YEARLY AVERAGE

0.6952 HRK

2026 SEK to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SEK to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 0.7160. Conversely, the yearly low was recorded on June 29, dropping to 0.6794.

This high-to-low spread represents a total annual volatility of 0.0366 HRK. From a start-to-finish perspective, comparing the January average rate of 0.7054 to the December average rate of 0.6858, the exchange rate registered a net change of -2.78% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.7160 was up 2.11% compared to the 2025 peak of 0.7013, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SEK based on timing:

Yearly Peak High 3,580 HRK

2025 Average 3,405 HRK

Yearly Trough Low 3,397 HRK

Transaction Impact: A difference of 183.06 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.7114

0.6792

JanuMarcMayJuly

SEK to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6990, compared to 0.6838 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0151 points.

H1 Avg (Jan–Jun) 0.6990

H2 Avg (Jul–Dec) 0.6838

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0215 HRK (High: 0.7093 / Low: 0.6877). On the other end, August was the most stable month, with a tight range of 0.0009 HRK (High: 0.6862 / Low: 0.6853).

March Spread (Volatile) ±0.0215

August Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0109 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0109

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 0.7088) against the same month in 2025 (average: 0.6695), the exchange rate shifted by +0.0393 (+5.87%).

2026 Avg (February) 0.7088

2025 Avg (February) 0.6695

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7148	0.6969	0.7054
February	0.7160	0.7047	0.7088
March	0.7093	0.6877	0.6992
April	0.7007	0.6895	0.6947
May	0.6995	0.6973	0.6983
June	0.6991	0.6794	0.6874
July	0.6855	0.6795	0.6819
August	0.6862	0.6853	0.6858