YEARLY HIGH
0.7377 HRK
YEARLY LOW
0.6741 HRK
YEARLY AVERAGE
0.7089 HRK

2022 SEK to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the SEK to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 20, valuing the pair at 0.7377. Conversely, the yearly low was recorded on December 24, dropping to 0.6741.

This high-to-low spread represents a total annual volatility of 0.0635 HRK. From a start-to-finish perspective, comparing the January average rate of 0.7263 to the December average rate of 0.6856, the exchange rate registered a net change of -5.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.7377 was down 3.17% compared to the 2021 peak of 0.7618, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SEK based on timing:

Yearly Peak High 3,688 HRK
2021 Average 3,710 HRK
Yearly Trough Low 3,371 HRK
Transaction Impact: A difference of 317.66 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.7360
0.6810
JanuMarcMayJulySeptNove

SEK to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7195, compared to 0.6983 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0212 points.

H1 Avg (Jan–Jun) 0.7195
H2 Avg (Jul–Dec) 0.6983

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 0.0364 HRK (High: 0.7335 / Low: 0.6971). On the other end, October was the most stable month, with a tight range of 0.0137 HRK (High: 0.6954 / Low: 0.6816).

March Spread (Volatile) ±0.0364
October Spread (Stable) ±0.0137

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0155 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0155

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2022: 0.7314) against the same month in 2021 (average: 0.7444), the exchange rate shifted by -0.0130 (-1.75%).

2022 Avg (April) 0.7314
2021 Avg (April) 0.7444

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.7353 0.7165 0.7263
February 0.7240 0.7029 0.7137
March 0.7335 0.6971 0.7180
April 0.7377 0.7220 0.7314
May 0.7302 0.7069 0.7180
June 0.7227 0.7025 0.7096
July 0.7263 0.6981 0.7116
August 0.7261 0.7009 0.7140
September 0.7199 0.6866 0.6984
October 0.6954 0.6816 0.6878
November 0.7031 0.6833 0.6922
December 0.6963 0.6741 0.6856