YEARLY HIGH
0.6776 HRK
YEARLY LOW
0.6411 HRK
YEARLY AVERAGE
0.6589 HRK

2024 SEK to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the SEK to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.6776. Conversely, the yearly low was recorded on April 30, dropping to 0.6411.

This high-to-low spread represents a total annual volatility of 0.0365 HRK. From a start-to-finish perspective, comparing the January average rate of 0.6677 to the December average rate of 0.6545, the exchange rate registered a net change of -1.98% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.6776 was down 0.93% compared to the 2023 peak of 0.6840, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SEK based on timing:

Yearly Peak High 3,388 HRK
2023 Average 3,284 HRK
Yearly Trough Low 3,205 HRK
Transaction Impact: A difference of 182.58 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.6710
0.6464
JanuMarcMayJulySeptNove

SEK to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6610, compared to 0.6568 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0042 points.

H1 Avg (Jan–Jun) 0.6610
H2 Avg (Jul–Dec) 0.6568

Volatility Range Comparison

Volatility

The most volatile month in 2024 was July, with a trading range of 0.0309 HRK (High: 0.6723 / Low: 0.6414). On the other end, December was the most stable month, with a tight range of 0.0087 HRK (High: 0.6590 / Low: 0.6504).

July Spread (Volatile) ±0.0309
December Spread (Stable) ±0.0087

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0156 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0156

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2024: 0.6677) against the same month in 2023 (average: 0.6722), the exchange rate shifted by -0.0045 (-0.67%).

2024 Avg (January) 0.6677
2023 Avg (January) 0.6722

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.6776 0.6606 0.6677
February 0.6754 0.6605 0.6690
March 0.6742 0.6524 0.6651
April 0.6576 0.6411 0.6496
May 0.6596 0.6425 0.6484
June 0.6719 0.6596 0.6663
July 0.6723 0.6414 0.6531
August 0.6651 0.6507 0.6578
September 0.6689 0.6576 0.6636
October 0.6649 0.6497 0.6601
November 0.6591 0.6443 0.6516
December 0.6590 0.6504 0.6545