2012 SGD to ALL Historical Review

YEARLY HIGH

90.4596 ALL

YEARLY LOW

82.3987 ALL

YEARLY AVERAGE

86.5742 ALL

2012 SGD to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SGD to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on August 2, valuing the pair at 90.4596. Conversely, the yearly low was recorded on January 1, dropping to 82.3987.

This high-to-low spread represents a total annual volatility of 8.0609 ALL. From a start-to-finish perspective, comparing the January average rate of 83.7876 to the December average rate of 87.3074, the exchange rate registered a net change of 4.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 90.4596 was up 8.44% compared to the 2011 peak of 83.4162, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 452,298 ALL

2011 Average 401,303 ALL

Yearly Trough Low 411,993 ALL

Transaction Impact: A difference of 40,304.50 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

89.5301

83.2655

JanuMarcMayJulySeptNove

SGD to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 84.9180, compared to 88.2304 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.3124 points.

H1 Avg (Jan–Jun) 84.9180

H2 Avg (Jul–Dec) 88.2304

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 3.9047 ALL (High: 90.2377 / Low: 86.3331). On the other end, March was the most stable month, with a tight range of 1.3396 ALL (High: 84.7825 / Low: 83.4430).

July Spread (Volatile) ±3.9047

March Spread (Stable) ±1.3396

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 1.7007 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -1.7007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 88.7689) against the same month in 2011 (average: 80.6995), the exchange rate shifted by +8.0694 (+10.00%).

2012 Avg (August) 88.7689

2011 Avg (August) 80.6995

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	84.4118	82.3987	83.7876
February	84.9402	82.8398	83.9123
March	84.7825	83.4430	84.1421
April	85.7661	83.5705	85.0323
May	87.2814	85.5419	86.2553
June	86.9566	85.5134	86.3784
July	90.2377	86.3331	88.7031
August	90.4596	87.7463	88.7689
September	88.7690	86.5835	87.6455
October	88.5800	87.2152	87.9496
November	89.8647	88.1343	89.0080
December	88.5756	86.2610	87.3074