2016 SGD to ALL Historical Review

YEARLY HIGH

92.0253 ALL

YEARLY LOW

87.5481 ALL

YEARLY AVERAGE

89.8922 ALL

2016 SGD to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the SGD to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on July 30, valuing the pair at 92.0253. Conversely, the yearly low was recorded on January 10, dropping to 87.5481.

This high-to-low spread represents a total annual volatility of 4.4772 ALL. From a start-to-finish perspective, comparing the January average rate of 88.7738 to the December average rate of 89.2760, the exchange rate registered a net change of 0.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 92.0253 was down 5.47% compared to the 2015 peak of 97.3472, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 460,127 ALL

2015 Average 458,183 ALL

Yearly Trough Low 437,741 ALL

Transaction Impact: A difference of 22,385.97 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

91.6694

88.4987

JanuMarcMayJulySeptNove

SGD to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 89.7712, compared to 90.0131 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2419 points.

H1 Avg (Jan–Jun) 89.7712

H2 Avg (Jul–Dec) 90.0131

Volatility Range Comparison

Volatility

The most volatile month in 2016 was August, with a trading range of 2.4724 ALL (High: 91.9012 / Low: 89.4288). On the other end, October was the most stable month, with a tight range of 0.6553 ALL (High: 89.9833 / Low: 89.3280).

August Spread (Volatile) ±2.4724

October Spread (Stable) ±0.6553

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.2595 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.2595

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2016: 91.4052) against the same month in 2015 (average: 93.3560), the exchange rate shifted by -1.9508 (-2.09%).

2016 Avg (July) 91.4052

2015 Avg (July) 93.3560

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	89.8970	87.5481	88.7738
February	90.2133	87.9823	88.7629
March	91.3066	89.7679	90.5346
April	91.0281	90.0434	90.5525
May	90.0637	88.3429	89.2930
June	91.9307	89.8540	90.7104
July	92.0253	90.7497	91.4052
August	91.9012	89.4288	90.4606
September	90.9492	89.4185	90.0400
October	89.9833	89.3280	89.6063
November	89.8199	88.6023	89.2907
December	89.8521	88.6609	89.2760