YEARLY HIGH
90.1441 ALL
YEARLY LOW
62.8449 ALL
YEARLY AVERAGE
78.6863 ALL

2020 SGD to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on May 10, valuing the pair at 90.1441. Conversely, the yearly low was recorded on July 19, dropping to 62.8449.

This high-to-low spread represents a total annual volatility of 27.2992 ALL. From a start-to-finish perspective, comparing the January average rate of 81.3711 to the December average rate of 76.1896, the exchange rate registered a net change of -6.37% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 90.1441 was up 9.27% compared to the 2019 peak of 82.4995, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 450,721 ALL
2019 Average 402,813 ALL
Yearly Trough Low 314,224 ALL
Transaction Impact: A difference of 136,496.18 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

81.8893
75.6714
JanuMarcMayJulySeptNove

SGD to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 80.2928, compared to 77.0797 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.2132 points.

H1 Avg (Jan–Jun) 80.2928
H2 Avg (Jul–Dec) 77.0797

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 16.4274 ALL (High: 79.2723 / Low: 62.8449). On the other end, November was the most stable month, with a tight range of 0.7080 ALL (High: 77.9787 / Low: 77.2708).

July Spread (Volatile) ±16.4274
November Spread (Stable) ±0.7080

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 1.6088 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -1.6088

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 80.3102) against the same month in 2019 (average: 80.2289), the exchange rate shifted by +0.0813 (+0.10%).

2020 Avg (May) 80.3102
2019 Avg (May) 80.2289

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 81.9947 80.5232 81.3711
February 81.2568 79.9896 80.5764
March 83.5208 76.9037 79.1862
April 82.1756 79.7810 81.0863
May 90.1441 78.9718 80.3102
June 79.7256 78.3333 79.2269
July 79.2723 62.8449 77.6181
August 77.3389 75.6695 76.5597
September 77.5961 76.1274 76.9907
October 77.9043 77.0288 77.5089
November 77.9787 77.2708 77.6109
December 77.3715 75.6346 76.1896