2019 SGD to ALL Historical Review

YEARLY HIGH

82.4995 ALL

YEARLY LOW

77.4754 ALL

YEARLY AVERAGE

80.5670 ALL

2019 SGD to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the SGD to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 2, valuing the pair at 82.4995. Conversely, the yearly low was recorded on August 25, dropping to 77.4754.

This high-to-low spread represents a total annual volatility of 5.0241 ALL. From a start-to-finish perspective, comparing the January average rate of 80.3272 to the December average rate of 81.1567, the exchange rate registered a net change of 1.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 82.4995 was down 1.35% compared to the 2018 peak of 83.6262, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 412,497 ALL

2018 Average 400,503 ALL

Yearly Trough Low 387,377 ALL

Transaction Impact: A difference of 25,120.52 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

81.9660

78.3778

JanuMarcMayJulySeptNove

SGD to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 80.6882, compared to 80.4457 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2426 points.

H1 Avg (Jan–Jun) 80.6882

H2 Avg (Jul–Dec) 80.4457

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 2.5607 ALL (High: 80.0360 / Low: 77.4754). On the other end, July was the most stable month, with a tight range of 0.7726 ALL (High: 80.2408 / Low: 79.4682).

August Spread (Volatile) ±2.5607

July Spread (Stable) ±0.7726

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.3160 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.3160

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2019: 81.5449) against the same month in 2018 (average: 80.0652), the exchange rate shifted by +1.4797 (+1.85%).

2019 Avg (April) 81.5449

2018 Avg (April) 80.0652

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	81.0805	78.9810	80.3272
February	81.8578	80.4947	81.0103
March	82.4168	81.2306	81.6670
April	82.4995	80.7062	81.5449
May	81.1894	79.4324	80.2289
June	79.8870	78.8596	79.3511
July	80.2408	79.4682	79.8910
August	80.0360	77.4754	78.6768
September	81.0137	79.3107	80.0362
October	81.7491	80.6437	81.2786
November	82.1716	81.2568	81.6347
December	81.7062	80.4889	81.1567