2012 SGD to BND Historical Review

YEARLY HIGH

1.0035 BND

YEARLY LOW

0.9962 BND

YEARLY AVERAGE

0.9999 BND

2012 SGD to BND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SGD to BND exchange rate experienced significant fluctuation. The market reached its absolute peak on July 5, valuing the pair at 1.0035. Conversely, the yearly low was recorded on June 20, dropping to 0.9962.

This high-to-low spread represents a total annual volatility of 0.0073 BND. From a start-to-finish perspective, comparing the January average rate of 1.0000 to the December average rate of 0.9997, the exchange rate registered a net change of -0.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.0035 was down 0.96% compared to the 2011 peak of 1.0132, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 5,017 BND

2011 Average 4,999 BND

Yearly Trough Low 4,981 BND

Transaction Impact: A difference of 36.34 BND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.0006

0.9994

JanuMarcMayJulySeptNove

SGD to BND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0000, compared to 0.9998 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 1.0000

H2 Avg (Jul–Dec) 0.9998

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0068 BND (High: 1.0035 / Low: 0.9967). On the other end, April was the most stable month, with a tight range of 0.0025 BND (High: 1.0016 / Low: 0.9991).

July Spread (Volatile) ±0.0068

April Spread (Stable) ±0.0025

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0009 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 1.0005) against the same month in 2011 (average: 1.0004), the exchange rate shifted by +0.0001 (+0.01%).

2012 Avg (July) 1.0005

2011 Avg (July) 1.0004

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0021	0.9977	1.0000
February	1.0019	0.9983	1.0000
March	1.0013	0.9986	0.9999
April	1.0016	0.9991	0.9999
May	1.0030	0.9986	1.0004
June	1.0024	0.9962	0.9996
July	1.0035	0.9967	1.0005
August	1.0033	0.9968	0.9998
September	1.0026	0.9968	0.9995
October	1.0022	0.9966	0.9997
November	1.0014	0.9974	0.9998
December	1.0021	0.9970	0.9997