2015 SGD to BND Historical Review

YEARLY HIGH

1.0041 BND

YEARLY LOW

0.9936 BND

YEARLY AVERAGE

0.9998 BND

2015 SGD to BND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SGD to BND exchange rate experienced significant fluctuation. The market reached its absolute peak on October 24, valuing the pair at 1.0041. Conversely, the yearly low was recorded on December 3, dropping to 0.9936.

This high-to-low spread represents a total annual volatility of 0.0105 BND. From a start-to-finish perspective, comparing the January average rate of 1.0003 to the December average rate of 0.9994, the exchange rate registered a net change of -0.09% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.0041 was down 0.06% compared to the 2014 peak of 1.0047, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 5,020 BND

2014 Average 5,000 BND

Yearly Trough Low 4,968 BND

Transaction Impact: A difference of 52.30 BND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.0004

0.9993

JanuMarcMayJulySeptNove

SGD to BND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9998, compared to 0.9998 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.9998

H2 Avg (Jul–Dec) 0.9998

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.0082 BND (High: 1.0018 / Low: 0.9936). On the other end, April was the most stable month, with a tight range of 0.0033 BND (High: 1.0011 / Low: 0.9978).

December Spread (Volatile) ±0.0082

April Spread (Stable) ±0.0033

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0005 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2015: 1.0001) against the same month in 2014 (average: 0.9998), the exchange rate shifted by +0.0004 (+0.04%).

2015 Avg (October) 1.0001

2014 Avg (October) 0.9998

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0025	0.9983	1.0003
February	1.0021	0.9984	1.0000
March	1.0016	0.9979	0.9998
April	1.0011	0.9978	0.9997
May	1.0019	0.9960	0.9996
June	1.0020	0.9949	0.9996
July	1.0026	0.9978	1.0000
August	1.0020	0.9970	0.9997
September	1.0020	0.9965	0.9997
October	1.0041	0.9983	1.0001
November	1.0014	0.9975	0.9997
December	1.0018	0.9936	0.9994