2014 SGD to BND Historical Review

YEARLY HIGH

1.0047 BND

YEARLY LOW

0.9956 BND

YEARLY AVERAGE

1.0000 BND

2014 SGD to BND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SGD to BND exchange rate experienced significant fluctuation. The market reached its absolute peak on September 4, valuing the pair at 1.0047. Conversely, the yearly low was recorded on October 15, dropping to 0.9956.

This high-to-low spread represents a total annual volatility of 0.0091 BND. From a start-to-finish perspective, comparing the January average rate of 1.0003 to the December average rate of 1.0000, the exchange rate registered a net change of -0.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.0047 was down 0.07% compared to the 2013 peak of 1.0054, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 5,023 BND

2013 Average 4,999 BND

Yearly Trough Low 4,978 BND

Transaction Impact: A difference of 45.26 BND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.0004

0.9996

JanuMarcMayJulySeptNove

SGD to BND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0000, compared to 0.9999 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 1.0000

H2 Avg (Jul–Dec) 0.9999

Volatility Range Comparison

Volatility

The most volatile month in 2014 was October, with a trading range of 0.0075 BND (High: 1.0031 / Low: 0.9956). On the other end, July was the most stable month, with a tight range of 0.0013 BND (High: 1.0005 / Low: 0.9992).

October Spread (Volatile) ±0.0075

July Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0004 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2014: 1.0001) against the same month in 2013 (average: 0.9997), the exchange rate shifted by +0.0004 (+0.04%).

2014 Avg (September) 1.0001

2013 Avg (September) 0.9997

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0019	0.9986	1.0003
February	1.0034	0.9977	1.0000
March	1.0012	0.9977	0.9996
April	1.0025	0.9990	1.0003
May	1.0016	0.9993	1.0002
June	1.0006	0.9990	0.9999
July	1.0005	0.9992	1.0000
August	1.0021	0.9991	1.0000
September	1.0047	0.9975	1.0001
October	1.0031	0.9956	0.9998
November	1.0027	0.9970	0.9996
December	1.0011	0.9979	1.0000