2020 SGD to BND Historical Review

YEARLY HIGH

1.0071 BND

YEARLY LOW

0.9863 BND

YEARLY AVERAGE

0.9999 BND

2020 SGD to BND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to BND exchange rate experienced significant fluctuation. The market reached its absolute peak on April 10, valuing the pair at 1.0071. Conversely, the yearly low was recorded on May 3, dropping to 0.9863.

This high-to-low spread represents a total annual volatility of 0.0208 BND. From a start-to-finish perspective, comparing the January average rate of 1.0000 to the December average rate of 1.0002, the exchange rate registered a net change of 0.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.0071 was down 13.97% compared to the 2019 peak of 1.1707, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 5,036 BND

2019 Average 5,039 BND

Yearly Trough Low 4,932 BND

Transaction Impact: A difference of 103.99 BND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.0007

0.9988

JanuMarcMayJulySeptNove

SGD to BND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9998, compared to 1.0001 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.9998

H2 Avg (Jul–Dec) 1.0001

Volatility Range Comparison

Volatility

The most volatile month in 2020 was May, with a trading range of 0.0193 BND (High: 1.0057 / Low: 0.9863). On the other end, October was the most stable month, with a tight range of 0.0044 BND (High: 1.0019 / Low: 0.9975).

May Spread (Volatile) ±0.0193

October Spread (Stable) ±0.0044

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0015 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 1.0005) against the same month in 2019 (average: 0.9963), the exchange rate shifted by +0.0042 (+0.42%).

2020 Avg (April) 1.0005

2019 Avg (April) 0.9963

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0052	0.9977	1.0000
February	1.0024	0.9927	1.0000
March	1.0063	0.9923	0.9995
April	1.0071	0.9960	1.0005
May	1.0057	0.9863	0.9990
June	1.0056	0.9950	0.9996
July	1.0044	0.9981	1.0006
August	1.0050	0.9951	1.0002
September	1.0035	0.9947	0.9993
October	1.0019	0.9975	0.9998
November	1.0062	0.9968	1.0006
December	1.0032	0.9970	1.0002