YEARLY HIGH
5.2301 BOB
YEARLY LOW
4.8210 BOB
YEARLY AVERAGE
5.0261 BOB

2015 SGD to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SGD to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on April 28, valuing the pair at 5.2301. Conversely, the yearly low was recorded on October 3, dropping to 4.8210.

This high-to-low spread represents a total annual volatility of 0.4091 BOB. From a start-to-finish perspective, comparing the January average rate of 5.1710 to the December average rate of 4.9035, the exchange rate registered a net change of -5.17% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 5.2301 was down 6.32% compared to the 2014 peak of 5.5827, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 26,151 BOB
2014 Average 27,276 BOB
Yearly Trough Low 24,105 BOB
Transaction Impact: A difference of 2,045.46 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

5.2077
4.8500
JanuMarcMayJulySeptNove

SGD to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.1180, compared to 4.9341 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1838 points.

H1 Avg (Jan–Jun) 5.1180
H2 Avg (Jul–Dec) 4.9341

Volatility Range Comparison

Volatility

The most volatile month in 2015 was April, with a trading range of 0.1918 BOB (High: 5.2301 / Low: 5.0384). On the other end, February was the most stable month, with a tight range of 0.0567 BOB (High: 5.1329 / Low: 5.0762).

April Spread (Volatile) ±0.1918
February Spread (Stable) ±0.0567

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.1359 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1359

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2015: 5.1162) against the same month in 2014 (average: 5.5092), the exchange rate shifted by -0.3930 (-7.13%).

2015 Avg (April) 5.1162
2014 Avg (April) 5.5092

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.2243 5.1026 5.1710
February 5.1329 5.0762 5.0975
March 5.0725 4.9633 5.0170
April 5.2301 5.0384 5.1162
May 5.2289 5.1175 5.1779
June 5.1673 5.0867 5.1282
July 5.1256 5.0287 5.0715
August 5.0536 4.8884 4.9357
September 4.9441 4.8359 4.8798
October 5.0004 4.8210 4.9308
November 4.9416 4.8488 4.8835
December 4.9448 4.8705 4.9035