YEARLY HIGH
5.2138 BOB
YEARLY LOW
4.6881 BOB
YEARLY AVERAGE
5.0058 BOB

2020 SGD to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 5.2138. Conversely, the yearly low was recorded on March 23, dropping to 4.6881.

This high-to-low spread represents a total annual volatility of 0.5257 BOB. From a start-to-finish perspective, comparing the January average rate of 5.1191 to the December average rate of 5.1753, the exchange rate registered a net change of 1.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 5.2138 was up 1.55% compared to the 2019 peak of 5.1340, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 26,069 BOB
2019 Average 25,333 BOB
Yearly Trough Low 23,441 BOB
Transaction Impact: A difference of 2,628.65 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

5.2085
4.8100
JanuMarcMayJulySeptNove

SGD to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.9371, compared to 5.0746 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1375 points.

H1 Avg (Jan–Jun) 4.9371
H2 Avg (Jul–Dec) 5.0746

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.3227 BOB (High: 5.0109 / Low: 4.6881). On the other end, October was the most stable month, with a tight range of 0.0507 BOB (High: 5.1044 / Low: 5.0537).

March Spread (Volatile) ±0.3227
October Spread (Stable) ±0.0507

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1415 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.1415

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 5.1753) against the same month in 2019 (average: 5.0956), the exchange rate shifted by +0.0797 (+1.56%).

2020 Avg (December) 5.1753
2019 Avg (December) 5.0956

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.1593 5.0659 5.1191
February 5.0674 4.9352 4.9776
March 5.0109 4.6881 4.8638
April 4.8955 4.7890 4.8432
May 4.8886 4.8252 4.8625
June 4.9826 4.9014 4.9564
July 5.0357 4.9464 4.9771
August 5.0810 5.0129 5.0421
September 5.0906 5.0138 5.0533
October 5.1044 5.0537 5.0781
November 5.1621 5.0480 5.1215
December 5.2138 5.1364 5.1753