YEARLY HIGH
5.1340 BOB
YEARLY LOW
4.8902 BOB
YEARLY AVERAGE
5.0670 BOB

2019 SGD to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the SGD to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on April 5, valuing the pair at 5.1340. Conversely, the yearly low was recorded on August 25, dropping to 4.8902.

This high-to-low spread represents a total annual volatility of 0.2438 BOB. From a start-to-finish perspective, comparing the January average rate of 5.0941 to the December average rate of 5.0956, the exchange rate registered a net change of 0.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 5.1340 was down 2.92% compared to the 2018 peak of 5.2883, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 25,670 BOB
2018 Average 25,614 BOB
Yearly Trough Low 24,451 BOB
Transaction Impact: A difference of 1,218.91 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

5.1179
4.9739
JanuMarcMayJulySeptNove

SGD to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.0858, compared to 5.0481 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0377 points.

H1 Avg (Jan–Jun) 5.0858
H2 Avg (Jul–Dec) 5.0481

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.1313 BOB (High: 5.0216 / Low: 4.8902). On the other end, February was the most stable month, with a tight range of 0.0476 BOB (High: 5.1286 / Low: 5.0810).

August Spread (Volatile) ±0.1313
February Spread (Stable) ±0.0476

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0906 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0906

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2019: 5.1001) against the same month in 2018 (average: 5.2500), the exchange rate shifted by -0.1499 (-2.86%).

2019 Avg (April) 5.1001
2018 Avg (April) 5.2500

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.1275 5.0546 5.0941
February 5.1286 5.0810 5.1059
March 5.1309 5.0726 5.1011
April 5.1340 5.0618 5.1001
May 5.0791 5.0053 5.0407
June 5.1159 5.0048 5.0731
July 5.1175 5.0293 5.0765
August 5.0216 4.8902 4.9859
September 5.0336 4.9598 5.0083
October 5.0812 4.9768 5.0455
November 5.0955 5.0456 5.0769
December 5.1216 5.0474 5.0956