YEARLY HIGH
5.2679 BOB
YEARLY LOW
5.0207 BOB
YEARLY AVERAGE
5.1380 BOB

2021 SGD to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SGD to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on June 7, valuing the pair at 5.2679. Conversely, the yearly low was recorded on December 4, dropping to 5.0207.

This high-to-low spread represents a total annual volatility of 0.2472 BOB. From a start-to-finish perspective, comparing the January average rate of 5.1958 to the December average rate of 5.0609, the exchange rate registered a net change of -2.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 5.2679 was up 1.04% compared to the 2020 peak of 5.2138, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 26,339 BOB
2020 Average 25,031 BOB
Yearly Trough Low 25,104 BOB
Transaction Impact: A difference of 1,235.86 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5.2172
5.0467
JanuMarcMayJulySeptNove

SGD to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.1819, compared to 5.0942 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0877 points.

H1 Avg (Jan–Jun) 5.1819
H2 Avg (Jul–Dec) 5.0942

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 0.1376 BOB (High: 5.2679 / Low: 5.1303). On the other end, October was the most stable month, with a tight range of 0.0623 BOB (High: 5.1362 / Low: 5.0739).

June Spread (Volatile) ±0.1376
October Spread (Stable) ±0.0623

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0909 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0909

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 5.1859) against the same month in 2020 (average: 4.9564), the exchange rate shifted by +0.2295 (+4.63%).

2021 Avg (June) 5.1859
2020 Avg (June) 4.9564

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.2389 5.1689 5.1958
February 5.2346 5.1701 5.2030
March 5.1955 5.1153 5.1438
April 5.2144 5.1228 5.1716
May 5.2284 5.1582 5.1913
June 5.2679 5.1303 5.1859
July 5.1333 5.0527 5.0950
August 5.1319 5.0613 5.0949
September 5.1567 5.0718 5.1219
October 5.1362 5.0739 5.1093
November 5.1259 5.0361 5.0829
December 5.1137 5.0207 5.0609