2020 SGD to CAD Historical Review

YEARLY HIGH

1.0077 CAD

YEARLY LOW

0.9454 CAD

YEARLY AVERAGE

0.9722 CAD

2020 SGD to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 1, valuing the pair at 1.0077. Conversely, the yearly low was recorded on February 23, dropping to 0.9454.

This high-to-low spread represents a total annual volatility of 0.0623 CAD. From a start-to-finish perspective, comparing the January average rate of 0.9682 to the December average rate of 0.9615, the exchange rate registered a net change of -0.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.0077 was up 0.80% compared to the 2019 peak of 0.9997, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 5,039 CAD

2019 Average 4,864 CAD

Yearly Trough Low 4,727 CAD

Transaction Impact: A difference of 311.55 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.9904

0.9531

JanuMarcMayJulySeptNove

SGD to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9757, compared to 0.9686 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0071 points.

H1 Avg (Jan–Jun) 0.9757

H2 Avg (Jul–Dec) 0.9686

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0464 CAD (High: 1.0061 / Low: 0.9597). On the other end, July was the most stable month, with a tight range of 0.0116 CAD (High: 0.9787 / Low: 0.9671).

March Spread (Volatile) ±0.0464

July Spread (Stable) ±0.0116

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0138 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0138

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 0.9864) against the same month in 2019 (average: 0.9818), the exchange rate shifted by +0.0046 (+0.47%).

2020 Avg (May) 0.9864

2019 Avg (May) 0.9818

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9744	0.9608	0.9682
February	0.9705	0.9454	0.9562
March	1.0061	0.9597	0.9837
April	0.9943	0.9806	0.9873
May	1.0077	0.9691	0.9864
June	0.9823	0.9630	0.9726
July	0.9787	0.9671	0.9735
August	0.9755	0.9584	0.9669
September	0.9782	0.9573	0.9673
October	0.9777	0.9659	0.9714
November	0.9775	0.9649	0.9711
December	0.9689	0.9531	0.9615