YEARLY HIGH
1.0865 CAD
YEARLY LOW
1.0488 CAD
YEARLY AVERAGE
1.0694 CAD

2025 SGD to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SGD to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 16, valuing the pair at 1.0865. Conversely, the yearly low was recorded on January 15, dropping to 1.0488.

This high-to-low spread represents a total annual volatility of 0.0377 CAD. From a start-to-finish perspective, comparing the January average rate of 1.0576 to the December average rate of 1.0681, the exchange rate registered a net change of 0.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.0865 was up 2.38% compared to the 2024 peak of 1.0613, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 5,432 CAD
2024 Average 5,128 CAD
Yearly Trough Low 5,244 CAD
Transaction Impact: A difference of 188.31 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.0828
1.0531
JanuMarcMayJulySeptNove

SGD to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0645, compared to 1.0744 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0098 points.

H1 Avg (Jan–Jun) 1.0645
H2 Avg (Jul–Dec) 1.0744

Volatility Range Comparison

Volatility

The most volatile month in 2025 was January, with a trading range of 0.0231 CAD (High: 1.0719 / Low: 1.0488). On the other end, July was the most stable month, with a tight range of 0.0082 CAD (High: 1.0722 / Low: 1.0640).

January Spread (Volatile) ±0.0231
July Spread (Stable) ±0.0082

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0196 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0196

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2025: 1.0803) against the same month in 2024 (average: 1.0499), the exchange rate shifted by +0.0304 (+2.90%).

2025 Avg (October) 1.0803
2024 Avg (October) 1.0499

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.0719 1.0488 1.0576
February 1.0755 1.0561 1.0623
March 1.0846 1.0658 1.0752
April 1.0635 1.0503 1.0556
May 1.0778 1.0564 1.0703
June 1.0746 1.0597 1.0662
July 1.0722 1.0640 1.0683
August 1.0801 1.0692 1.0737
September 1.0811 1.0695 1.0766
October 1.0865 1.0747 1.0803
November 1.0833 1.0746 1.0792
December 1.0799 1.0642 1.0681