2022 SGD to CAD Historical Review

YEARLY HIGH

1.0124 CAD

YEARLY LOW

0.9122 CAD

YEARLY AVERAGE

0.9443 CAD

2022 SGD to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the SGD to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 10, valuing the pair at 1.0124. Conversely, the yearly low was recorded on June 7, dropping to 0.9122.

This high-to-low spread represents a total annual volatility of 0.1002 CAD. From a start-to-finish perspective, comparing the January average rate of 0.9349 to the December average rate of 1.0062, the exchange rate registered a net change of 7.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 1.0124 was up 4.59% compared to the 2021 peak of 0.9679, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 5,062 CAD

2021 Average 4,665 CAD

Yearly Trough Low 4,561 CAD

Transaction Impact: A difference of 500.99 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.0143

0.9169

JanuMarcMayJulySeptNove

SGD to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9318, compared to 0.9569 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0251 points.

H1 Avg (Jan–Jun) 0.9318

H2 Avg (Jul–Dec) 0.9569

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.0332 CAD (High: 0.9633 / Low: 0.9301). On the other end, August was the most stable month, with a tight range of 0.0093 CAD (High: 0.9397 / Low: 0.9304).

September Spread (Volatile) ±0.0332

August Spread (Stable) ±0.0093

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0136 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0136

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 1.0062) against the same month in 2021 (average: 0.9388), the exchange rate shifted by +0.0674 (+7.17%).

2022 Avg (December) 1.0062

2021 Avg (December) 0.9388

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9424	0.9254	0.9349
February	0.9489	0.9342	0.9445
March	0.9442	0.9186	0.9309
April	0.9299	0.9157	0.9250
May	0.9366	0.9226	0.9296
June	0.9368	0.9122	0.9257
July	0.9343	0.9213	0.9270
August	0.9397	0.9304	0.9337
September	0.9633	0.9301	0.9422
October	0.9733	0.9493	0.9626
November	0.9877	0.9595	0.9696
December	1.0124	0.9926	1.0062