YEARLY HIGH
1.5795 GHS
YEARLY LOW
1.2610 GHS
YEARLY AVERAGE
1.4821 GHS

2012 SGD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SGD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 7, valuing the pair at 1.5795. Conversely, the yearly low was recorded on January 1, dropping to 1.2610.

This high-to-low spread represents a total annual volatility of 0.3185 GHS. From a start-to-finish perspective, comparing the January average rate of 1.3216 to the December average rate of 1.5536, the exchange rate registered a net change of 17.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.5795 was up 21.67% compared to the 2011 peak of 1.2982, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 7,897 GHS
2011 Average 6,146 GHS
Yearly Trough Low 6,305 GHS
Transaction Impact: A difference of 1,592.34 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.5825
1.2979
JanuMarcMayJulySeptNove

SGD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4149, compared to 1.5493 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1344 points.

H1 Avg (Jan–Jun) 1.4149
H2 Avg (Jul–Dec) 1.5493

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.1103 GHS (High: 1.3713 / Low: 1.2610). On the other end, December was the most stable month, with a tight range of 0.0178 GHS (High: 1.5623 / Low: 1.5446).

January Spread (Volatile) ±0.1103
December Spread (Stable) ±0.0178

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0091 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0091

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 1.5588) against the same month in 2011 (average: 1.2608), the exchange rate shifted by +0.2980 (+23.64%).

2012 Avg (August) 1.5588
2011 Avg (August) 1.2608

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.3713 1.2610 1.3216
February 1.3912 1.3286 1.3497
March 1.4183 1.3316 1.3820
April 1.4999 1.4061 1.4447
May 1.5147 1.4649 1.4919
June 1.5318 1.4554 1.4994
July 1.5742 1.5294 1.5486
August 1.5795 1.5405 1.5588
September 1.5698 1.5387 1.5497
October 1.5529 1.5331 1.5424
November 1.5626 1.5313 1.5429
December 1.5623 1.5446 1.5536