2014 SGD to GHS Historical Review

YEARLY HIGH

3.1087 GHS

YEARLY LOW

1.8461 GHS

YEARLY AVERAGE

2.4008 GHS

2014 SGD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SGD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 3.1087. Conversely, the yearly low was recorded on January 4, dropping to 1.8461.

This high-to-low spread represents a total annual volatility of 1.2626 GHS. From a start-to-finish perspective, comparing the January average rate of 1.8738 to the December average rate of 2.4339, the exchange rate registered a net change of 29.89% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 3.1087 was up 65.81% compared to the 2013 peak of 1.8749, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 15,544 GHS

2013 Average 8,255 GHS

Yearly Trough Low 9,231 GHS

Transaction Impact: A difference of 6,313.03 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

3.0190

1.7697

JanuMarcMayJulySeptNove

SGD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1514, compared to 2.6502 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4988 points.

H1 Avg (Jan–Jun) 2.1514

H2 Avg (Jul–Dec) 2.6502

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.4742 GHS (High: 3.0352 / Low: 2.5609). On the other end, December was the most stable month, with a tight range of 0.0424 GHS (High: 2.4576 / Low: 2.4152).

September Spread (Volatile) ±0.4742

December Spread (Stable) ±0.0424

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.2900 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.2900

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2014: 2.9148) against the same month in 2013 (average: 1.6610), the exchange rate shifted by +1.2538 (+75.49%).

2014 Avg (August) 2.9148

2013 Avg (August) 1.6610

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9123	1.8461	1.8738
February	2.0276	1.8753	1.9679
March	2.1384	2.0108	2.0464
April	2.2531	2.1332	2.2041
May	2.4056	2.2545	2.3270
June	2.6242	2.3759	2.4893
July	2.8417	2.6118	2.7163
August	3.1087	2.7044	2.9148
September	3.0352	2.5609	2.8241
October	2.5660	2.5081	2.5341
November	2.5246	2.4501	2.4781
December	2.4576	2.4152	2.4339