2016 SGD to GHS Historical Review

YEARLY HIGH

3.0397 GHS

YEARLY LOW

2.6453 GHS

YEARLY AVERAGE

2.8593 GHS

2016 SGD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the SGD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 6, valuing the pair at 3.0397. Conversely, the yearly low was recorded on January 10, dropping to 2.6453.

This high-to-low spread represents a total annual volatility of 0.3944 GHS. From a start-to-finish perspective, comparing the January average rate of 2.7187 to the December average rate of 2.9498, the exchange rate registered a net change of 8.50% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 3.0397 was down 7.76% compared to the 2015 peak of 3.2954, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 15,198 GHS

2015 Average 13,754 GHS

Yearly Trough Low 13,227 GHS

Transaction Impact: A difference of 1,971.86 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

2.9729

2.6956

JanuMarcMayJulySeptNove

SGD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.8111, compared to 2.9075 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0964 points.

H1 Avg (Jan–Jun) 2.8111

H2 Avg (Jul–Dec) 2.9075

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.2142 GHS (High: 3.0172 / Low: 2.8030). On the other end, July was the most stable month, with a tight range of 0.0392 GHS (High: 2.9450 / Low: 2.9058).

November Spread (Volatile) ±0.2142

July Spread (Stable) ±0.0392

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0407 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0407

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 2.9498) against the same month in 2015 (average: 2.7028), the exchange rate shifted by +0.2470 (+9.14%).

2016 Avg (December) 2.9498

2015 Avg (December) 2.7028

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.7966	2.6453	2.7187
February	2.8617	2.7656	2.8237
March	2.8411	2.7820	2.8117
April	2.8608	2.8080	2.8362
May	2.8537	2.7761	2.7983
June	2.9418	2.7880	2.8783
July	2.9450	2.9058	2.9253
August	2.9623	2.8902	2.9248
September	2.9369	2.8896	2.9126
October	2.9167	2.8391	2.8719
November	3.0172	2.8030	2.8607
December	3.0397	2.8598	2.9498