2013 SGD to GHS Historical Review

YEARLY HIGH

1.8749 GHS

YEARLY LOW

1.5313 GHS

YEARLY AVERAGE

1.6503 GHS

2013 SGD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the SGD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1.8749. Conversely, the yearly low was recorded on March 7, dropping to 1.5313.

This high-to-low spread represents a total annual volatility of 0.3436 GHS. From a start-to-finish perspective, comparing the January average rate of 1.5486 to the December average rate of 1.8461, the exchange rate registered a net change of 19.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.8749 was up 18.71% compared to the 2012 peak of 1.5795, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 9,375 GHS

2012 Average 7,413 GHS

Yearly Trough Low 7,657 GHS

Transaction Impact: A difference of 1,717.92 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.8766

1.5105

JanuMarcMayJulySeptNove

SGD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5666, compared to 1.7341 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1674 points.

H1 Avg (Jan–Jun) 1.5666

H2 Avg (Jul–Dec) 1.7341

Volatility Range Comparison

Volatility

The most volatile month in 2013 was July, with a trading range of 0.0665 GHS (High: 1.6483 / Low: 1.5817). On the other end, February was the most stable month, with a tight range of 0.0260 GHS (High: 1.5576 / Low: 1.5316).

July Spread (Volatile) ±0.0665

February Spread (Stable) ±0.0260

Growth Streaks & Declines

Trends

Between February and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 10 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0077 points.

Longest Streak 10 Mo.

Sharpest MoM Drop -0.0077

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 1.8461) against the same month in 2012 (average: 1.5536), the exchange rate shifted by +0.2925 (+18.83%).

2013 Avg (December) 1.8461

2012 Avg (December) 1.5536

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5657	1.5324	1.5486
February	1.5576	1.5316	1.5410
March	1.5661	1.5313	1.5495
April	1.5963	1.5575	1.5753
May	1.6159	1.5747	1.5918
June	1.6055	1.5735	1.5936
July	1.6483	1.5817	1.6174
August	1.6854	1.6256	1.6610
September	1.7453	1.6791	1.7177
October	1.7849	1.7395	1.7602
November	1.8174	1.7838	1.8020
December	1.8749	1.8122	1.8461