YEARLY HIGH
4.7866 HRK
YEARLY LOW
4.3658 HRK
YEARLY AVERAGE
4.5624 HRK

2013 SGD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the SGD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 2, valuing the pair at 4.7866. Conversely, the yearly low was recorded on December 30, dropping to 4.3658.

This high-to-low spread represents a total annual volatility of 0.4208 HRK. From a start-to-finish perspective, comparing the January average rate of 4.6370 to the December average rate of 4.4260, the exchange rate registered a net change of -4.55% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 4.7866 was down 3.53% compared to the 2012 peak of 4.9618, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 23,933 HRK
2012 Average 23,429 HRK
Yearly Trough Low 21,829 HRK
Transaction Impact: A difference of 2,104.09 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

4.7464
4.3969
JanuMarcMayJulySeptNove

SGD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.6367, compared to 4.4881 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1487 points.

H1 Avg (Jan–Jun) 4.6367
H2 Avg (Jul–Dec) 4.4881

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.2122 HRK (High: 4.6899 / Low: 4.4777). On the other end, September was the most stable month, with a tight range of 0.0438 HRK (High: 4.5248 / Low: 4.4809).

February Spread (Volatile) ±0.2122
September Spread (Stable) ±0.0438

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1607 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1607

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2013: 4.7172) against the same month in 2012 (average: 4.5543), the exchange rate shifted by +0.1629 (+3.58%).

2013 Avg (April) 4.7172
2012 Avg (April) 4.5543

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.7193 4.5197 4.6370
February 4.6899 4.4777 4.5843
March 4.7791 4.6515 4.6989
April 4.7866 4.6842 4.7172
May 4.7066 4.6101 4.6718
June 4.6067 4.4363 4.5112
July 4.5884 4.4417 4.5255
August 4.4906 4.4027 4.4488
September 4.5248 4.4809 4.5030
October 4.5358 4.4662 4.4931
November 4.5762 4.4741 4.5319
December 4.4850 4.3658 4.4260