2018 SGD to HRK Historical Review

YEARLY HIGH

4.7799 HRK

YEARLY LOW

4.5075 HRK

YEARLY AVERAGE

4.6578 HRK

2018 SGD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the SGD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 4.7799. Conversely, the yearly low was recorded on February 4, dropping to 4.5075.

This high-to-low spread represents a total annual volatility of 0.2724 HRK. From a start-to-finish perspective, comparing the January average rate of 4.6109 to the December average rate of 4.7474, the exchange rate registered a net change of 2.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 4.7799 was down 4.72% compared to the 2017 peak of 5.0165, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 23,900 HRK

2017 Average 23,950 HRK

Yearly Trough Low 22,537 HRK

Transaction Impact: A difference of 1,362.25 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

4.7722

4.5442

JanuMarcMayJulySeptNove

SGD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.6189, compared to 4.6966 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0777 points.

H1 Avg (Jan–Jun) 4.6189

H2 Avg (Jul–Dec) 4.6966

Volatility Range Comparison

Volatility

The most volatile month in 2018 was May, with a trading range of 0.1589 HRK (High: 4.7575 / Low: 4.5985). On the other end, July was the most stable month, with a tight range of 0.0373 HRK (High: 4.6637 / Low: 4.6264).

May Spread (Volatile) ±0.1589

July Spread (Stable) ±0.0373

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0506 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0506

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2018: 4.7474) against the same month in 2017 (average: 4.7246), the exchange rate shifted by +0.0228 (+0.48%).

2018 Avg (December) 4.7474

2017 Avg (December) 4.7246

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.6720	4.5568	4.6109
February	4.6115	4.5075	4.5632
March	4.6107	4.5377	4.5848
April	4.6267	4.5698	4.5940
May	4.7575	4.5985	4.6694
June	4.7457	4.6375	4.6911
July	4.6637	4.6264	4.6428
August	4.7510	4.6560	4.7018
September	4.6845	4.6202	4.6512
October	4.7436	4.6460	4.6832
November	4.7775	4.7283	4.7532
December	4.7799	4.7279	4.7474