YEARLY HIGH
5.1500 HRK
YEARLY LOW
4.9713 HRK
YEARLY AVERAGE
5.0664 HRK

2026 SGD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SGD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 14, valuing the pair at 5.1500. Conversely, the yearly low was recorded on January 27, dropping to 4.9713.

This high-to-low spread represents a total annual volatility of 0.1787 HRK. From a start-to-finish perspective, comparing the January average rate of 5.0144 to the December average rate of 5.0944, the exchange rate registered a net change of 1.60% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 5.1500 was down 4.54% compared to the 2025 peak of 5.3948, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 25,750 HRK
2025 Average 25,537 HRK
Yearly Trough Low 24,856 HRK
Transaction Impact: A difference of 893.49 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

5.1185
5.0049
JanuMarcMayJuly

SGD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.0546, compared to 5.1017 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0471 points.

H1 Avg (Jan–Jun) 5.0546
H2 Avg (Jul–Dec) 5.1017

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.1045 HRK (High: 5.1500 / Low: 5.0455). On the other end, August was the most stable month, with a tight range of 0.0109 HRK (High: 5.1004 / Low: 5.0895).

March Spread (Volatile) ±0.1045
August Spread (Stable) ±0.0109

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0411 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0411

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 5.0909) against the same month in 2025 (average: 5.2228), the exchange rate shifted by -0.1319 (-2.53%).

2026 Avg (March) 5.0909
2025 Avg (March) 5.2228

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.0438 4.9713 5.0144
February 5.0523 4.9971 5.0296
March 5.1500 5.0455 5.0909
April 5.0837 5.0219 5.0498
May 5.0736 5.0452 5.0623
June 5.1136 5.0524 5.0808
July 5.1341 5.0981 5.1090
August 5.1004 5.0895 5.0944