YEARLY HIGH
4.7790 HRK
YEARLY LOW
4.3479 HRK
YEARLY AVERAGE
4.5400 HRK

2014 SGD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SGD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 12, valuing the pair at 4.7790. Conversely, the yearly low was recorded on March 14, dropping to 4.3479.

This high-to-low spread represents a total annual volatility of 0.4312 HRK. From a start-to-finish perspective, comparing the January average rate of 4.4045 to the December average rate of 4.7319, the exchange rate registered a net change of 7.43% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 4.7790 was down 0.16% compared to the 2013 peak of 4.7866, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 23,895 HRK
2013 Average 22,811 HRK
Yearly Trough Low 21,739 HRK
Transaction Impact: A difference of 2,155.77 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

4.7835
4.3323
JanuMarcMayJulySeptNove

SGD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.4118, compared to 4.6682 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2564 points.

H1 Avg (Jan–Jun) 4.4118
H2 Avg (Jul–Dec) 4.6682

Volatility Range Comparison

Volatility

The most volatile month in 2014 was July, with a trading range of 0.1404 HRK (High: 4.5855 / Low: 4.4452). On the other end, April was the most stable month, with a tight range of 0.0523 HRK (High: 4.4250 / Low: 4.3726).

July Spread (Volatile) ±0.1404
April Spread (Stable) ±0.0523

Growth Streaks & Declines

Trends

Between March and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0556 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.0556

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2014: 4.7459) against the same month in 2013 (average: 4.5319), the exchange rate shifted by +0.2140 (+4.72%).

2014 Avg (November) 4.7459
2013 Avg (November) 4.5319

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.4363 4.3683 4.4045
February 4.4607 4.3817 4.4255
March 4.4217 4.3479 4.3699
April 4.4250 4.3726 4.4006
May 4.4492 4.3644 4.4179
June 4.4812 4.4215 4.4523
July 4.5855 4.4452 4.5223
August 4.6459 4.5528 4.5895
September 4.7427 4.6265 4.6809
October 4.7647 4.7031 4.7386
November 4.7790 4.6936 4.7459
December 4.7735 4.6924 4.7319