2013 SGD to LTL Historical Review

YEARLY HIGH

2.1725 LTL

YEARLY LOW

1.9757 LTL

YEARLY AVERAGE

2.0788 LTL

2013 SGD to LTL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the SGD to LTL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 2, valuing the pair at 2.1725. Conversely, the yearly low was recorded on December 30, dropping to 1.9757.

This high-to-low spread represents a total annual volatility of 0.1968 LTL. From a start-to-finish perspective, comparing the January average rate of 2.1150 to the December average rate of 2.0013, the exchange rate registered a net change of -5.38% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 2.1725 was down 4.17% compared to the 2012 peak of 2.2670, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 10,863 LTL

2012 Average 10,756 LTL

Yearly Trough Low 9,878 LTL

Transaction Impact: A difference of 984.16 LTL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

2.1549

1.9874

JanuMarcMayJulySeptNove

SGD to LTL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1150, compared to 2.0425 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0725 points.

H1 Avg (Jan–Jun) 2.1150

H2 Avg (Jul–Dec) 2.0425

Volatility Range Comparison

Volatility

The most volatile month in 2013 was January, with a trading range of 0.0966 LTL (High: 2.1525 / Low: 2.0560). On the other end, September was the most stable month, with a tight range of 0.0234 LTL (High: 2.0563 / Low: 2.0330).

January Spread (Volatile) ±0.0966

September Spread (Stable) ±0.0234

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0520 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0520

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2013: 2.1410) against the same month in 2012 (average: 2.0974), the exchange rate shifted by +0.0436 (+2.08%).

2013 Avg (April) 2.1410

2012 Avg (April) 2.0974

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1525	2.0560	2.1150
February	2.1324	2.0393	2.0874
March	2.1717	2.1180	2.1375
April	2.1725	2.1247	2.1410
May	2.1481	2.1030	2.1306
June	2.1112	2.0479	2.0786
July	2.1075	2.0444	2.0822
August	2.0573	2.0120	2.0384
September	2.0563	2.0330	2.0463
October	2.0526	2.0222	2.0361
November	2.0714	2.0223	2.0509
December	2.0281	1.9757	2.0013