2015 SGD to LTL Historical Review

YEARLY HIGH

2.2936 LTL

YEARLY LOW

2.1076 LTL

YEARLY AVERAGE

2.1996 LTL

2015 SGD to LTL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SGD to LTL exchange rate experienced significant fluctuation. The market reached its absolute peak on June 28, valuing the pair at 2.2936. Conversely, the yearly low was recorded on March 15, dropping to 2.1076.

This high-to-low spread represents a total annual volatility of 0.1860 LTL. From a start-to-finish perspective, comparing the January average rate of 2.2000 to the December average rate of 2.2070, the exchange rate registered a net change of 0.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.2936 was up 6.52% compared to the 2014 peak of 2.1531, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 11,468 LTL

2014 Average 10,269 LTL

Yearly Trough Low 10,538 LTL

Transaction Impact: A difference of 929.88 LTL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.2868

2.1220

JanuMarcMayJulySeptNove

SGD to LTL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1981, compared to 2.2011 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0030 points.

H1 Avg (Jan–Jun) 2.1981

H2 Avg (Jul–Dec) 2.2011

Volatility Range Comparison

Volatility

The most volatile month in 2015 was June, with a trading range of 0.1273 LTL (High: 2.2936 / Low: 2.1663). On the other end, February was the most stable month, with a tight range of 0.0195 LTL (High: 2.2059 / Low: 2.1864).

June Spread (Volatile) ±0.1273

February Spread (Stable) ±0.0195

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0777 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0777

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2015: 2.2592) against the same month in 2014 (average: 2.0293), the exchange rate shifted by +0.2299 (+11.33%).

2015 Avg (June) 2.2592

2014 Avg (June) 2.0293

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.2358	2.1567	2.2000
February	2.2059	2.1864	2.1963
March	2.1977	2.1076	2.1357
April	2.2221	2.1398	2.1747
May	2.2735	2.1730	2.2228
June	2.2936	2.1663	2.2592
July	2.2902	2.2542	2.2730
August	2.2575	2.1330	2.1953
September	2.1664	2.1264	2.1443
October	2.2168	2.1203	2.1721
November	2.2379	2.1969	2.2147
December	2.2396	2.1914	2.2070