2016 SGD to LTL Historical Review

YEARLY HIGH

2.2951 LTL

YEARLY LOW

2.1514 LTL

YEARLY AVERAGE

2.2355 LTL

2016 SGD to LTL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the SGD to LTL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 21, valuing the pair at 2.2951. Conversely, the yearly low was recorded on January 10, dropping to 2.1514.

This high-to-low spread represents a total annual volatility of 0.1437 LTL. From a start-to-finish perspective, comparing the January average rate of 2.1726 to the December average rate of 2.2809, the exchange rate registered a net change of 4.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 2.2951 was up 0.07% compared to the 2015 peak of 2.2936, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 11,476 LTL

2015 Average 10,998 LTL

Yearly Trough Low 10,757 LTL

Transaction Impact: A difference of 718.56 LTL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

2.2966

2.1613

JanuMarcMayJulySeptNove

SGD to LTL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.2145, compared to 2.2565 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0420 points.

H1 Avg (Jan–Jun) 2.2145

H2 Avg (Jul–Dec) 2.2565

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0855 LTL (High: 2.2864 / Low: 2.2009). On the other end, July was the most stable month, with a tight range of 0.0168 LTL (High: 2.2930 / Low: 2.2762).

November Spread (Volatile) ±0.0855

July Spread (Stable) ±0.0168

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0292 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0292

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 2.2809) against the same month in 2015 (average: 2.2070), the exchange rate shifted by +0.0739 (+3.35%).

2016 Avg (December) 2.2809

2015 Avg (December) 2.2070

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.2030	2.1514	2.1726
February	2.2099	2.1667	2.1838
March	2.2585	2.2179	2.2337
April	2.2558	2.2273	2.2392
May	2.2423	2.1984	2.2101
June	2.2931	2.2087	2.2474
July	2.2930	2.2762	2.2853
August	2.2909	2.2321	2.2656
September	2.2554	2.2211	2.2372
October	2.2378	2.2088	2.2252
November	2.2864	2.2009	2.2446
December	2.2951	2.2661	2.2809