2014 SGD to LTL Historical Review

YEARLY HIGH

2.1531 LTL

YEARLY LOW

1.9602 LTL

YEARLY AVERAGE

2.0534 LTL

2014 SGD to LTL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SGD to LTL exchange rate experienced significant fluctuation. The market reached its absolute peak on October 5, valuing the pair at 2.1531. Conversely, the yearly low was recorded on March 9, dropping to 1.9602.

This high-to-low spread represents a total annual volatility of 0.1929 LTL. From a start-to-finish perspective, comparing the January average rate of 1.9924 to the December average rate of 2.1307, the exchange rate registered a net change of 6.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.1531 was down 0.89% compared to the 2013 peak of 2.1725, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 10,766 LTL

2013 Average 10,393 LTL

Yearly Trough Low 9,801 LTL

Transaction Impact: A difference of 964.44 LTL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.1536

1.9540

JanuMarcMayJulySeptNove

SGD to LTL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9983, compared to 2.1086 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1103 points.

H1 Avg (Jan–Jun) 1.9983

H2 Avg (Jul–Dec) 2.1086

Volatility Range Comparison

Volatility

The most volatile month in 2014 was August, with a trading range of 0.0477 LTL (High: 2.1048 / Low: 2.0571). On the other end, April was the most stable month, with a tight range of 0.0171 LTL (High: 2.0013 / Low: 1.9842).

August Spread (Volatile) ±0.0477

April Spread (Stable) ±0.0171

Growth Streaks & Declines

Trends

Between March and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0255 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0255

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2014: 2.1370) against the same month in 2013 (average: 2.0361), the exchange rate shifted by +0.1009 (+4.96%).

2014 Avg (October) 2.1370

2013 Avg (October) 2.0361

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.0049	1.9729	1.9924
February	2.0120	1.9769	1.9961
March	1.9945	1.9602	1.9706
April	2.0013	1.9842	1.9928
May	2.0227	1.9860	2.0085
June	2.0413	2.0171	2.0293
July	2.0715	2.0261	2.0509
August	2.1048	2.0571	2.0764
September	2.1412	2.0987	2.1199
October	2.1531	2.1188	2.1370
November	2.1520	2.1111	2.1365
December	2.1505	2.1108	2.1307