YEARLY HIGH
7.2048 MAD
YEARLY LOW
6.6007 MAD
YEARLY AVERAGE
6.9132 MAD

2012 SGD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SGD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 3, valuing the pair at 7.2048. Conversely, the yearly low was recorded on January 1, dropping to 6.6007.

This high-to-low spread represents a total annual volatility of 0.6041 MAD. From a start-to-finish perspective, comparing the January average rate of 6.7323 to the December average rate of 6.9583, the exchange rate registered a net change of 3.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 7.2048 was up 8.19% compared to the 2011 peak of 6.6592, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 36,024 MAD
2011 Average 32,195 MAD
Yearly Trough Low 33,003 MAD
Transaction Impact: A difference of 3,020.46 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

7.1652
6.6725
JanuMarcMayJulySeptNove

SGD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.7824, compared to 7.0439 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2615 points.

H1 Avg (Jan–Jun) 6.7824
H2 Avg (Jul–Dec) 7.0439

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.3051 MAD (High: 7.2034 / Low: 6.8983). On the other end, June was the most stable month, with a tight range of 0.0760 MAD (High: 6.9342 / Low: 6.8582).

July Spread (Volatile) ±0.3051
June Spread (Stable) ±0.0760

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.1164 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.1164

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 7.1241) against the same month in 2011 (average: 6.5280), the exchange rate shifted by +0.5961 (+9.13%).

2012 Avg (August) 7.1241
2011 Avg (August) 6.5280

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 6.7751 6.6007 6.7323
February 6.8187 6.6276 6.7258
March 6.7746 6.6621 6.7136
April 6.8216 6.6689 6.7715
May 6.9060 6.8073 6.8596
June 6.9342 6.8582 6.8918
July 7.2034 6.8983 7.1031
August 7.2048 7.0248 7.1241
September 7.0568 6.9522 7.0077
October 7.0461 6.9425 7.0016
November 7.1308 7.0085 7.0687
December 7.0333 6.8970 6.9583