2013 SGD to MAD Historical Review

YEARLY HIGH

6.9787 MAD

YEARLY LOW

6.4319 MAD

YEARLY AVERAGE

6.7211 MAD

2013 SGD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the SGD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 3, valuing the pair at 6.9787. Conversely, the yearly low was recorded on December 29, dropping to 6.4319.

This high-to-low spread represents a total annual volatility of 0.5468 MAD. From a start-to-finish perspective, comparing the January average rate of 6.8383 to the December average rate of 6.5154, the exchange rate registered a net change of -4.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 6.9787 was down 3.14% compared to the 2012 peak of 7.2048, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 34,893 MAD

2012 Average 34,570 MAD

Yearly Trough Low 32,159 MAD

Transaction Impact: A difference of 2,734.01 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

6.9338

6.4774

JanuMarcMayJulySeptNove

SGD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.8219, compared to 6.6204 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2015 points.

H1 Avg (Jan–Jun) 6.8219

H2 Avg (Jul–Dec) 6.6204

Volatility Range Comparison

Volatility

The most volatile month in 2013 was January, with a trading range of 0.2653 MAD (High: 6.9415 / Low: 6.6763). On the other end, September was the most stable month, with a tight range of 0.0522 MAD (High: 6.6463 / Low: 6.5941).

January Spread (Volatile) ±0.2653

September Spread (Stable) ±0.0522

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1494 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1494

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2013: 6.8958) against the same month in 2012 (average: 6.7715), the exchange rate shifted by +0.1242 (+1.83%).

2013 Avg (April) 6.8958

2012 Avg (April) 6.7715

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	6.9415	6.6763	6.8383
February	6.8711	6.6195	6.7517
March	6.9723	6.8207	6.8773
April	6.9787	6.8555	6.8958
May	6.9116	6.7736	6.8587
June	6.8095	6.6222	6.7093
July	6.7647	6.6129	6.7113
August	6.6629	6.5210	6.5972
September	6.6463	6.5941	6.6258
October	6.6640	6.5818	6.6199
November	6.7083	6.5768	6.6524
December	6.5926	6.4319	6.5154