2016 SGD to MAD Historical Review

YEARLY HIGH

7.2909 MAD

YEARLY LOW

6.8080 MAD

YEARLY AVERAGE

7.1005 MAD

2016 SGD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the SGD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 9, valuing the pair at 7.2909. Conversely, the yearly low was recorded on January 10, dropping to 6.8080.

This high-to-low spread represents a total annual volatility of 0.4829 MAD. From a start-to-finish perspective, comparing the January average rate of 6.9192 to the December average rate of 7.0396, the exchange rate registered a net change of 1.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 7.2909 was down 2.15% compared to the 2015 peak of 7.4507, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 36,455 MAD

2015 Average 35,474 MAD

Yearly Trough Low 34,040 MAD

Transaction Impact: A difference of 2,414.64 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

7.3000

6.8846

JanuMarcMayJulySeptNove

SGD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.0621, compared to 7.1390 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0769 points.

H1 Avg (Jan–Jun) 7.0621

H2 Avg (Jul–Dec) 7.1390

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 0.2095 MAD (High: 7.0175 / Low: 6.8080). On the other end, July was the most stable month, with a tight range of 0.0538 MAD (High: 7.2909 / Low: 7.2371).

January Spread (Volatile) ±0.2095

July Spread (Stable) ±0.0538

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0905 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0905

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2016: 7.2654) against the same month in 2015 (average: 7.2106), the exchange rate shifted by +0.0549 (+0.76%).

2016 Avg (July) 7.2654

2015 Avg (July) 7.2106

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	7.0175	6.8080	6.9192
February	7.0287	6.9093	6.9589
March	7.1484	7.0581	7.1131
April	7.1992	7.1140	7.1501
May	7.1402	7.0167	7.0596
June	7.2643	7.0714	7.1716
July	7.2909	7.2371	7.2654
August	7.2817	7.1325	7.2167
September	7.2121	7.0895	7.1504
October	7.1343	7.0758	7.1013
November	7.0857	7.0258	7.0606
December	7.0727	6.9889	7.0396